Plans & Payment Options

1. Wellness Plans with ZERO copays:

 There are No Copays with the Wellness plans. One yearly Wellness physical per year is included. The only other fees are for selected injections, nutritional products, housecalls, immunizations, and/or non-medical issues. Dr. Horvitz set up Wellness Plans that do not reward him for performing extra procedures, tests, and office visits. The Wellness Plans were set up to put a ceiling on your medical expenses at our office, while offering the absolute best in care, without compromise!


Fees for The Optimal Wellness Plan are listed below:  (As of January 1, 2017)

Individuals :  $100 for the first month and $75 a month thereafter or a once yearly fee of $849.

Family of 2:   $125 a month for one year or a once yearly fee of $1399.

Family Plan 3-5: $140 down and $140 a month for one year or a once yearly fee of $1599.

(up to 2 adults and 3 children) For larger families please contact the office.

Corporate Plans are available. Please contact our office directly for more details.

Optimal Wellness Plans are great for employees. A healthy worker is a productive worker. Same or next day appointments for sick visits gets you healthier and back to work or school quicker!

Patients on the monthly plan sign up for the first 12 months at a minimum and then continue month-to-month.


R-Health (RH) is a company that is looking to expand Direct Primary Care (DPC), throughout the region. DPC is the type of care that the IMW has been practicing since 2008, which is before DPC even had its name. RH has worked out an arrangement to provide DPC services to members of the New Jersey State Health Benefits Program (SHBP) and School Employees’ Health Benefits Program (SEHBP) and their families.
What does this mean? If you have your health insurance thru the SHBP or SEHBP, there is a chance you could have your IMW membership paid for thru your insurance. If you are presently an IMW patient/member and have SHBP or SEHBP health coverage, you can call RH at 1-800-797-1289 to see if your plan is part of this program. It’s like having your gluten-free low processed carb cake and eating it too!!

This is NOT an insurance plan, but instead is a non-denominational ministry medical health sharing arrangement. This type of arrangement is ACA (Obamacare) compliant, meaning if you are part of this program, it qualifies you as having medical coverage and you do NOT have to pay the ACA tax. Liberty generally has lower monthly costs for their membership than most insurance companies. They DO have some restrictions so this plan is NOT for everyone. But if you prefer a direct primary care relationship with your physician AND do NOT visit your doc that often, AND still want some “g-d forbid backup” if you get injured or sick, then Liberty is worth at least investigating. I am neither endorsing nor not endorsing Liberty, but I am suggesting if interested that you give it a look to determine if it is an option for you. Their Liberty Direct program will reimburse a large part of your IMW monthly DPC membership.

 New patients are encouraged to join a Wellness Plan. If you are unsure we do offer a complimentary 10-15 minute no obligation Meet-N-Greet visit to learn more about Dr. Horvitz and the Institute for Medical Wellness before you decide.

A voided check or credit card on file to set up an automatic withdrawal will be needed for any incidental charges as well as for the Wellness Plans.

As of January 1, 2017


4. MEDICARE

 Dr. Horvitz has Opted-out of Medicare.  For patients enrolled with Medicare, our Wellness Plan offerings for New patients are available.
If you are unsure, we do offer a complimentary 10-15 minute no-obligation Meet-N-Greet visit to learn more about Dr. Horvitz and the Institute for Medical Wellness before you decide.
Please contact Dr. Horvitz at DrHorvitz@DrHorvitz.com for more information.

 
A voided check or credit card on file to set up an automatic withdrawal will be needed for any incidental charges as well as for the Wellness Plans.

 Please note that Dr. Horvitz’s Wellness plans are not health insurance, but a contract for better health and wellness between you, Dr. Horvitz and The Institute For Medical Wellness. Your regular health insurance will still be used to access medical care outside of our office or not given by Dr. Horvitz, and we will do our best to refer you to physicians and other medical facilities that work with your insurance for outside medical evaluations.

Dr. Horvitz’s only reward is in keeping you well and making you a true partner in your health.


 

Accessing good quality healthcare should not be difficult. And it should all start with a good family doctor who you can get to know and trust and who looks out for your best interests, not those of your insurance company. And as the only doctor in the office, you can once again believe in the doctor-patient relationship.If you have any questions on any of the options listed above, please call our office at 856-231-0590. We would be happy to talk with you.