R-Health (RH) is a company that is looking to expand Direct Primary Care (DPC), throughout the region. DPC is the type of care that the IMW has been practicing since 2008, which is before DPC even had its name. RH has worked out an arrangement to provide DPC services to members of the New Jersey State Health Benefits Program (SHBP) and School Employees’ Health Benefits Program (SEHBP) and their families.
What does this mean? If you have your health insurance thru the SHBP or SEHBP, there is a chance you could have your IMW membership paid for thru your insurance. If you are presently an IMW patient/member and have SHBP or SEHBP health coverage, you can call RH at 1-800-797-1289 to see if your plan is part of this program. It’s like having your gluten-free low processed carb cake and eating it too!!
This is NOT an insurance plan, but instead is a non-denominational ministry medical health sharing arrangement. This type of arrangement is ACA (Obamacare) compliant, meaning if you are part of this program, it qualifies you as having medical coverage and you do NOT have to pay the ACA tax. Liberty generally has lower monthly costs for their membership than most insurance companies. They DO have some restrictions so this plan is NOT for everyone. But if you prefer a direct primary care relationship with your physician AND do NOT visit your doc that often, AND still want some “g-d forbid backup” if you get injured or sick, then Liberty is worth at least investigating. I am neither endorsing nor not endorsing Liberty, but I am suggesting if interested that you give it a look to determine if it is an option for you. Their Liberty Direct program may reimburse you part of your IMW monthly DPC membership fee.
New patients are encouraged to join a Wellness Plan. If you are unsure we do offer a complimentary 10-15 minute no obligation Meet-N-Greet visit to learn more about Dr. Horvitz and the Institute for Medical Wellness before you decide.
A credit card on file to set up an automatic withdrawal will be needed for any incidental charges as well as for the Wellness Plans.
As of January 1, 2018
Dr. Horvitz has Opted-out of Medicare. For patients enrolled with Medicare, our Wellness Plan offerings for New patients are available.
If you are unsure, we do offer a complimentary 10-15 minute no-obligation Meet-N-Greet visit to learn more about Dr. Horvitz and the Institute for Medical Wellness before you decide.